Spending Money: Why it Freaks You Out

If you’ve ever felt anxious, guilty, or fearful about spending money… this post is for you.

Your Spending Experience

How much money you spend is not as important as the way you feel when you spend it. Many people spend money on something and then feel awful, like they left their whole life force at the store.

Anxiety and fear can turn spending into a really crazy experience. So, the moment you start to feel drained, helpless, or like you won’t have enough, I want you to remember something.

Feel the (Money) Flow

Money is a current (you know, currency). It’s an energy of ebb and flow. The trick is to create an energetic flow, a current that flows more money in than out—and you can’t create a flow like that when you’re anxious and freaked out.

Watch the video to discover a simple technique to clear your anxiety and empower your beliefs, which will create a more harmonic energetic flow of money coming in than going out:

I’m so glad that money gives us such a visible mirror for our beliefs and feelings. Whenever you experience a stressful spending situation, check in with yourself to see what you’re actually feeling stressed about.

Temporal Tapping

Last week, I shared a money phrase to cut out of your vocabulary completely. Today’s technique will help you replace that phrase with something new.

Just like I showed you in the video, tap the fight and flight meridian over your left ear with the fingers on your left hand, and say:

  • I am no longer freaked out when I spend money.
  • I am no longer feeling the intensity of loss when I spend money.
  • I am no longer feeling that spending money is a sin.
  • I am no longer afraid of spending money.
  • I am no longer feeling bad about myself when I spend money.
  • Continue with your specific anxieties. Release those anxieties with “I am no longer…”

Now create a script that honors your true nature, using your right hand over your right ear.

  • I am comfortable spending money.
  • I am wise in my spending of money.
  • I am always experiencing more money coming in than coming out.
  • I am having money in my life to support me.
  • I am having fun with money.
  • I am good with money.
  • I am grateful for all the money I am receiving.
  • I am spending money wisely in integrity with what honors me.
  • I am at peace.

Your money-making homework

Use temporal tapping to create the energetic flow with money that will support you. Come back here for some help with the words until they become second nature to you. For even more support to help you, visit the Carol Tuttle Healing Center. You’ll find all the tools you need to calm your anxiety and create an amazing life of abundance and freedom.

Inspire the rest of us with your story, or help us with your questions—share a comment! How did last week’s homework turn out for you? If you missed it, click here to check out last week’s post.

Carol Tuttle

Carol Tuttle is a teacher, speaker, healer, and best-selling author of five books. She has dedicated her life to helping people worldwide create the lives and relationships they desire. She blogs to support you in creating your ideal life.

Tell Us What You Think

  • Sabine

    Hello Carol,
    I am a T3 and I don’t know why but in this video you appear very T3 to me in the best sense. I loved to watch you be so clear, blunt, direct and enthusiastic.

    Thank you !!

  • Angela

    I’ve been doing something different with money lately. I’ve seen how much joy so many get out of finding money (the money game) that now when I accidentally drop a coin, I just leave it with blessings for the person who finds it. I guess you would call it the “reverse money game.” It gives me more pleasure to do this than to find money.

  • Sabine

    First of all I want to thank you for all your posts, I find them very helpfull.
    About the brain, the tapping, I am lefthanded, so do I have to start with the other side, the right side?

  • Katie

    Thank you for sharing specific practices and techniques we can use!

  • Teresa Larson

    Love all your information on Money! I have your ‘Creating More Money Boot Camp 1 and 2. Talk about a life changer.

  • willow wood

    Carol, this is so perfect for me right now! I am building a cabin on a mountain, with the goal of being all settled in before cold weather hits. We are getting to the bottom of the building budget- I am so worried that there’s not enough to complete the project. Only now I know to say… “I’m NO LONGER afraid there’s not enough to finish the cabin in time”. Thanks so much for this! Love ya! ~ Willow

  • Carol H.

    Carol, thank you so much for the ongoing giveaway of self-healing practices. You demonstrate loving abundance. I use the temporal tapping for myself and with clients. I even sometimes walk down the street tapping out an issue. Blessings and thanks to you!

  • Kathy

    Thank you for sharing this valuable information. I work with a lot of people and their money. I have found that sometimes we just don’t know where the money is going and so we percieve that it is disappearing or not flowing to us. Along with Carol’s amazing techniques, it is a great idea to track your money coming in and out with a simple program such as Quiken. Often whe we take a close look it is not as bad as we thought. Also tracking it can help you see the improvement you are making through the tapping techniques.

  • Ellen


    Love it! 😀

  • http://aol toni tuttle

    My friend just sent me Lets work on Money Script email. I am going to do just that today. I am a 60 year old young woman who needs to be independant. I have never been, it is time. I am doing house/business cleans and pedis at my daughters wonderful Spa. I just watched the tapping video. You came to me today as I am anxious about money. God Bless You!

    • Carol

      Thank you Toni! God bless you.

  • LF

    Since money is a form of energy, when you spend it you are often avoiding other types oof energy-spending….for example, someone who has sublimated their sexual urge may have the urge to spend money. Or people who know they should excercize but aren’t buy something instead, to expend that pent up energy that should be going into excercize….you have to identify what energy you are really feeling if you are spending money in an anxious or chaotic way.
    Read the works of Christian D. Larson to find out more. He was a law of attraction author in about 1912. Brilliant man.
    When you think of energy as money you realise you can do with energy all the things you do with money: spend it, save it, invest it……and when couples fight about money, they are really fighting about how to use energy and their ideas about how energy should be used.
    So its not as simple as just being “freaked out” or not “feeling abundant”….you must be in touch with your energy and your real self and desires, not just the symptom of anxiey about money.

  • http://aol toni tuttle

    Hi Carol, I have been doing all you say since January 26th when someone sent me your email. I have the money in my wallet written on, have been doing the tapping daily, the arua fluffing, clearing my chakras, doing what you have said. I honestly do not think I am seeing any more money come into my life. I am 60 year young woman trying at this stage in my life to just be indpendent. Do not have a savings of any sort, trying to build a business of cleaning and working doing pedicures at my daughters Spa. I keep positive thoughts in my head but to tell you the truth being afraid there will not be enough does creep in at times, I push it back and do the tapping…
    How long does this take to see a big improvement? Your debt was real, how long it that take to overcome and keep more money coming in than going out? I say that line all the time! You even replied to my last reply, that was just very nice, thank you by the way. Toni Tuttle