In this 4-part series Carol looks at the typical spending and saving tendencies of the 4 Types of people in this world. Learn how your natural tendencies with money can be a blessing and also how they can turn in to a dysfunction if you don’t know about them. Are you a Type 1? Share your comments below. Learn what Type of person you are at http://www.myenergyprofile.com
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April 29th, 2010 at 11:57 am
I am a Type 1, and I found myself grinning along with everything you had to say while thinking, “Yup, that’s definitely me!” I have always had a difficult time budgeting and keeping track of my expenditures. And just today, I spontaneously decided to buy some flowers for my roommate…why? Because I knew it would make her happy!
April 30th, 2010 at 8:31 am
I am a type 1 and this is sooooo true!!! I’ve had a difficult time saving money, but I’m doing it with the realization that as I save, I will be able to do the things that will bring even more joy and happiness to my life. My wife is a type 4 and balancing between the two of us is very difficult at times and requires a lot of patience for both of us.
May 3rd, 2010 at 8:32 pm
Well this confirms again that I am a type 1. Definitely relate to all that Carol says about type 1 and spending habits. I’ve tried over and over again to budget, feel too restricted, and simply cannot do it. But I can compartmentalize my money by having a savings account designated for certain expenses, a credit card for gas, a specific amount of cash designated for food and eating out, etc, so in a flexible, creative way, this is my type of ‘budget’, and has worked for me. The main motivator for me to keep track of my money best I can is because if I run out before the end of the month, I am grumpy, tired, scared, and not a good friend or parent. I just want to be happy, and of course rub off all that happiness onto my friends and family!
May 3rd, 2010 at 10:38 pm
Yep, another type 1 – i have realized i have spent an enormous amount of money on other people in the last 20 years.. yes, to make them happy, looked after and such.. now for the next 20 years i’ve decided to spend money on making me happy (that really felt odd at first!).
My latest trick for budgeting is to have one paycheque for rent and one for bills etc. Then i split up my pay to go into 3 different accounts, and upped the amounts that go into the 2 other secondary ones – that way i always feel like i have money “stashed” in the other two accounts for extra treats and whims, that it’s never just what is in just one account. Typical 1 eh? spread it all out..makes me feel like i have more – more money, more freedom.
May 10th, 2010 at 2:59 pm
The more i get into this, the more i seem to get to the idea that i am a type 1. I laughed very hard reading the comment about having 3 or 4 personal bankaccounts. Yep, so do I
It works great. I was even rather upset that my business-coach wanted me to give up the one i use the most, and change that one into a business-account. Not a chance!!
I opened a new account last year as my business-account with the most sustainable bank of the world, or so it is said. I could not use this account because some payment system was not included, and finally it is;-)
I must say i like the type 1 clothes the very least, with the dots and patterns, iieeww, and the gold jewelry – no way i will wear that;-p
So when it comes to wearing type 1 clothes, i still don’t feel happy about that. I do wear less black though and more light/ bright colours, but when it is really cold as today was, black is on again;-)
May 10th, 2010 at 5:42 pm
Erika, I have met hundreds of Type 1 women who make the same claim that they don’t think they like the clothes for their Type until they learn the program and start dressing their truth…..and then that all changes. I think you will surprise yourself, go for it, you won’t know until you give it a chance. PS – there is a lot more than the little bit you have seen on this blog than dots! And, I use to have all Silver jewelry before dressing my truth, and I don’t miss it a bit, can’t imagine wearing it now! You’ll be surprised! I have seen it hundreds of times!!
May 24th, 2010 at 8:11 am
After being irresponsible, all or nothing with money, & trusting people I married to be responsible & they stole A LOT literally, I decided to draw a margin around me & learned Dave Ramsey’s Financial Peace University. I am debt free, but still feel very very anxious spending money on myself, & feel worried rather than trusting I’m ‘ok’. Last year I earned fully half of the years prior, plural, & saved half of that…duh… so… this birthday, which I start a month before & end a month or so after, is my DYT presents. I know I’m at least half-responsible for believing the men in my life who said ‘x’ & did zip. Now I’m gunshy about relationships past a friends point, & if they aren’t self-sufficient, count me out. Kind of extreme the other way, but starting from scratch is no longer my favorite way to go.
June 2nd, 2010 at 2:49 am
Thanks for this. I thought I was Type 4 but now I’m starting to believe I may be Type 1 (I’m still waiting for my book to arrive). I definitely have these spending habits, and it’s nice to say WHEW, I’m not bad, I’m not overspending, I’m just ME!. And as me, I can spend some and save some, because both these things matter to me, but I don’t need to judge the fact that I myself never know what I spent it on – but it was probably a good cause, and if it wasn’t, I learn from the fact that there’s none left too soon, that I prefer not to spend on that almost good cause next time.
However, I am so upside down with regards to earning money. I’ve tried so many things unsuccessfully. I wasn’t very good being an employee because I left everything until the last minute and then worked thru the night, or I spent too long on things that weren’t relevant, (from the employer’s opinion!!!) I wonder if you can give us any tips, please, in that department? Because trying to do things independently, self-employed, has been even more disasterous! I’d love to set up a program for mothers on how to be calmer with your kids, or right a book, but my programs aren’t good enough, the customers don’t come, or (ha ha, I love the way I spelt “write” above) I don’t like the book two days after I finished righting I mean writing it. Any tips? I could do with some more spending money!!!